Wills vs. Trusts: What Most People Get Wrong (And How to Choose the Right Plan)
Wills vs. Trusts: What Most People Get Wrong (And How to Choose the Right Plan)
Estate planning isn’t just about money — it’s about protecting the people you love. But many people delay creating a plan because they feel overwhelmed by legal jargon, especially when deciding between a will and a trust.
Let’s break it down simply.
What a Will Actually Does
A will:
Directs who receives your assets
Names guardians for children
Takes effect after you pass away
But here’s what most people don’t know:
A will does NOT avoid probate.
Probate can take 9–24 months, is public, and can cost families thousands in unnecessary fees.
What a Trust Does — and Why So Many Families Choose One
A revocable living trust allows your assets to transfer privately and efficiently, without court delays. Benefits include:
Avoids probate entirely
Keeps family affairs private
Provides fast access to funds
Helps prevent family disputes
Allows for disability planning while you're alive
For families with real estate, savings, or adult children, a trust often becomes the preferred tool.
What About Irrevocable Trusts?
These are used when families want:
Asset protection
Medicaid planning
Tax advantages
Long-term care sheltering strategies
Irrevocable trusts can be powerful — but must be set up correctly and well before care is needed.
Why Most Adults Need Both
A comprehensive plan typically includes:
A will
A revocable trust
Power of attorney
Healthcare directive
Beneficiary updates
This protects your wishes, reduces conflict, and ensures someone you trust can step in if you become incapacitated.
How NSCA Helps You Create the Right Plan
We simplify the estate planning process so you:
Understand your options clearly
Avoid expensive legal mistakes
Protect your assets from probate and long-term care costs
Create a legacy that reflects your values
Next Step: Join Our Estate Planning Essentials Webinar
This free session walks you through everything you need to know — clearly and without the sales pressure.
→ Register for the Estate Planning Webinar
→ Book a complimentary consultation
A plan gives your family clarity, confidence, and peace — start today
